Ca Code, Civil Code – CIV § 2954.11

Ca Code, Civil Code – CIV § 2954.11

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(a) As utilized in this part:

(1) “Open-end credit plan” gets the meaning set forth in Regulation Z of this Federal Reserve System ( 12 C.F.R. 226.2(a)(20) ).

(2) “ Installment loan ” means any loan specified in subdivision (h) extended under an installment loan feature.

(3) “ Installment loan function ” means an element of a credit that is open-end which offers for a different subaccount for the open-end credit plan pursuant to which the key of, and interest on, the mortgage connected with that subaccount should be paid back in considerably equal installments over a certain duration without reference to the total amount outstanding under virtually any feature for the open-end credit plan or the re re payment routine according to the other function.

(b)(1) Except as otherwise given by statute, the debtor under any installment loan will probably be eligible to prepay your whole or any an element of the installment loan, as well as any accrued interest, whenever you want. 続きを読む “Ca Code, Civil Code – CIV § 2954.11”